Household Stress Test
Find your financial runway.
Connect accounts or enter your numbers. The Household Stress Test models job loss, rising rates, higher inflation, and a 20% market decline to estimate your months of runway.
Human-first. Resilience by design.
Know how long your money can hold—and what to do next. Steadywell brings household stress testing, a practical cash-buffer plan, and a named human coach to your next big decision.
In development. Start with the planned free Household Stress Test.
Your next move
Human-first planningLess guessing. More ground beneath you.
Runway → cash buffer → decision triggers
Our founding commitments
01 / The resilience system
A first home. A growing family. A new job. Build a financial foundation that helps you weigh the decision, instead of putting life on hold.
Built-in transparency
The planned AI Disclosure Ledger labels the source of each output. Filter or export your record—no invisible handoffs.
Household Stress Test
Connect accounts or enter your numbers. The Household Stress Test models job loss, rising rates, higher inflation, and a 20% market decline to estimate your months of runway.
Liquidity Ladder + Budget Autopilot
Build a Liquidity Ladder across checking, high-yield savings, and short-term instruments. Budget Autopilot helps identify discretionary cuts and funding rules that move your buffer toward its target.
Named Human Coach
Meet your named coach, revisit your plan quarterly, and turn the numbers into practical next steps. The planned Plus tier adds unlimited secure messaging and CFP escalation for specialist questions.
Wait-or-Act Planner + Retirement Re-plan
Set concrete triggers for a home purchase, vehicle, or investing decision. Planned retirement re-planning explores lower returns and higher inflation, so your assumptions can evolve with your life.
02 / Flat fees. Clear choices.
Proposed launch pricing below; availability and final terms will be confirmed before enrollment. No assets-under-management fee.
$0
Household Stress Test and a basic liquidity score. Find your starting point.
$29 / month
Full plan, Budget Autopilot, AI-assisted tracking, and a quarterly coach check-in.
$79 / month
Everything in Core, plus a dedicated planner, unlimited messaging, CFP escalation, and Retirement Re-plan.
For employers: planned Core-level benefits at approximately $6–$10 per participating employee per month, subject to pilot terms.
For individuals getting started
$0/month
03 / Your next move
Join the waitlist for the Household Stress Test. Get a clearer starting point for the decisions that matter to you.
Steadywell is in development. Scenario estimates are not guarantees of future outcomes. Budgeting and liquidity coaching do not replace personalized investment, tax, or legal advice.